Penny is the Product Management Director for the nonprofit, education and senior living sectors at GuideOne Insurance. She is responsible for product development, leadership of field underwriting, product research, analyzing production and claims data, and for strategies driving profitable growth. She has spent the past fifteen years building and managing insurance programs for Human Services organizations and has worked in the insurance industry for over 36 years. Penny has a depth of experience and knowledge in working with nonprofits and she has a great deal of passion for her industry, especially as it relates to helping nonprofit organizations manage risk. She obtained her BS in Management and minor in Marketing at Missouri Western State University and has her Associate in Underwriting (AU) designation. Her favorite pastimes are spending time with family and friends, traveling, cooking, and gardening.